“Shaping Kenya’s Next Frontier in Digital Credit”

The 2026 theme reflects the central role that regulated digital lenders now play in Kenya’s fintech evolution. Having transformed access to instant credit for millions of Kenyans, the sector is entering a new phase—one defined by responsible innovation, strong governance, inclusion and long-term value creation.

This theme highlights Digital Credit Providers that are:

• Innovative and scalable – using technology, data and partnerships to expand access to credit responsibly.
• Well-governed and compliant – operating within CBK regulation with strong risk management and ethical practices.
• Customer-focused and inclusive – delivering transparent, affordable and accessible digital credit with measurable socio-economic impact.

The theme positions participating institutions as architects of Kenya’s next frontier in digital finance, combining growth with trust, transparency and sustainable customer outcomes.

Key Changes and Updates for 2026

Focused, Sector-Specific Awards

The Digital Lenders Awards 2026 feature comprehensive, category-specific judging criteria covering innovation, risk management, customer experience, inclusion, affordability, governance and growth. A dedicated Theme Award has been introduced to recognise sector-shaping leadership aligned to the 2026 theme.

Independent Judging & Strategic Partners

To ensure rigor, credibility and transparency, the 2026 Awards are delivered with leading partners:

• Nation Media Group – Media Partner
• PKF Kenya – Judging Process Partner
• Strathmore Business School – Knowledge Partner
• Craft Silicon – Technology Partner

These partnerships strengthen evaluation integrity, industry relevance and secure digital submissions.

How to Participate

1. Log in to the ThinkAwards online submission platform.
2. Review the Award Categories and Judging Criteria carefully.
3. Prepare and submit entries for the categories you wish to participate in.
4. Nominate authorised staff members who will be granted access to the submission portal.

All submissions are made exclusively online, supporting a secure, efficient and auditable process.

Note:

• There is no charge for submission of entries.
• No paper or late entries will be accepted.
• Entries must relate to performance within the previous 18-month period.

Banking Survey 2026 – Digital Credit Providers Section

The Think Business Banking Survey 2026 (22nd Edition) will feature a dedicated section on Digital Credit Providers, reflecting their growing importance within Kenya’s financial services landscape.

Digital lenders are invited to participate through:

• Advertising placements
• Editorial contributions
• Innovation and impact showcases

This provides an additional platform to amplify brand visibility, thought leadership and customer impact stories.

Key Dates